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Help ASAP !! problem w/old mtg reporting & will be refinancing in August

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Help ASAP !! problem w/old mtg reporting & will be refinancing in August

Thanks in advance to any help with this post as I am looking to refinance in August:
 
I am looking for guidance and am not sure if or what i should do with this??? 
It was a reaffirmed debt in my ch-13 filed 10-2005.   It was paid off in a refinance in 08-2006.
It is listed on TU as an adverse acct. 
 
What would be my best strategy to make this better?   Or is it to risky to mess with it, and should I leave it alone? 
 
  • I've read missing balances are not good.
  • what would be a better pay status (if there is one for reaffirmed debt)
  • should balance date be updated to 08/2006

Litton Loan - Conventional Real Estate Mortgage

Acct #  xxx xxxx

Ownership - joint

Date Open -  08/1997

Balance Date  - 11-2005

Balance Amount - ______

Monthly Pymt -  ________

High / Limit -  $95,480

Acct Status - wage earner or similar plan

Prior Delinquency -

 

dtrics
Message 1 of 2
1 REPLY 1
Regular Contributor

Re: Help ASAP !! problem w/old mtg reporting & will be refinancing in August

No expert, but suggest you talk with your LO.
 
You may have better luck asking in the mortgage forum.
6/16/08 EQ-632
8/1/08 TU-717 EQ-690 EX-696
9/6/08 EQ-711
Message 2 of 2
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