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Help! Medical bills

New Contributor

Help! Medical bills

I tried to do a quick search regarding unpaid medical bills.  I have three unpaid balances in collections.  I would like to pay them.  What should I try first?  Contact the OC?  PFD?  I've been successful with GW and PFD for other accounts but am not sure about the hipaa rules and what steps to take.



Message 1 of 4
Established Contributor

Re: Help! Medical bills

Can the OC pull them back from the CA if so I would have them pulled back and pay the OC


The HIPPA process can be daunting trust me I know and I did have luck with it, HOWEVER


I prefer to PFD any and all collections that I know are mine.

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 2 of 4
Senior Contributor

Re: Help! Medical bills

Who is reporting?  If the CA is reporting, PFD w/ them.  Of all my bajilions of medical collections, NONE of them are reported by the OC, all by various CA's.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 3 of 4
Established Member

Re: Help! Medical bills

Your best bet on medical bills is to pay the OC if they will recall the debt from the CA. Be sure to get it in writing. Also if you pay the OC you can claim it as a medical deduction on your taxes.

Message 4 of 4