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Help! What do I do? New to this.

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Anonymous
Not applicable

Help! What do I do? New to this.

So I have 11 Collections that need attention asap! I have some free money and I want to tackle these. Do I pay in full, pfd, or settle? Any recommendations as to where to start would be greatly appeciated. Do I start the with the lowest amount? The highest amount? Most recent? 

All accounts are past statue of limitations except for Accounts Receivable. 

 

Here is the list: 

Calvary Portfolio Services -$6,937
Acct Corp of Southern Nevada- $1160
Debt Recovery Collections- $1115
Aargon Collections- $690
TekCollect Collections- $616
PlusFour- $404/ $436
Accounts Receivable Collections- $194
ERC- $108
Medicredit- $163/$253
Message 1 of 3
2 REPLIES 2
FireMedic1
Community Leader
Mega Contributor

Re: Help! What do I do? New to this.

 I'd do everything possible to negociate with them to pay for delete. Either way a paid collection looks a whole lot better than not paid at all. Good Luck!


Message 2 of 3
Anonymous
Not applicable

Re: Help! What do I do? New to this.

ERC is a tough one. They REFUSED to remove my collection before or after I PIF. I had to dispute through CB's RELENTLESSLY. You just have to start and fight tooth and nail. Don't get discouraged when you get rejected the first time - IT WILL HAPPEN. I'd first try to negotiate NICELY with the collectors directly and if that fails then move to CB's. Best wishes! 

Message 3 of 3
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