Help rebuild credit

[Anonymous]

I lost my job and was not able to make payment on my credit cards. Had my paypal smart connect account closed by them. Also had my Amex platinum cards closed since my credit drop. Have a few late payment on my report. NEED HELP getting things back to normal.

[Brian_Earl_Spilner]

We're gonna need more info like

- all your accounts opened and closed

- balances and utilization on said accounts.

- all derogatories and when they happened.

- etc.

[Anonymous]

^^^ plus who owns the debts now and who the original creditors were, if different.

[FireMedic1]

List accounts like this:

Open Accounts

Name of Creditor/Credit Line/Balance/Lates

Closed

Name of Creditor/ Credit Line/ Balance/ Charged Off Date

Collections

Name of Company/Balance/Date listed