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Help rebuild credit

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Help rebuild credit

I lost my job and was not able to make payment on my credit cards. Had my paypal smart connect account closed by them. Also had my Amex platinum cards closed since my credit drop. Have a few late payment on my report. NEED HELP getting things back to normal.
Community Leader
Super Contributor

Re: Help rebuild credit

We're gonna need more info like

- all your accounts opened and closed

- balances and utilization on said accounts.

- all derogatories and when they happened.

- etc.


Message 2 of 4
Community Leader
Senior Contributor

Re: Help rebuild credit

^^^ plus who owns the debts now and who the original creditors were, if different.

Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex

Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 3 of 4
Super Contributor

Re: Help rebuild credit

List accounts like this:

Open Accounts

Name of Creditor/Credit Line/Balance/Lates


Name of Creditor/ Credit Line/ Balance/ Charged Off Date


Name of Company/Balance/Date listed

My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 4
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