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@Candice wrote:
So, I am in need of some guidance, as usual!
I have a civil judgement/public record/legal item (three different titles on three different reports). I pulled all 3 reports from myfico on 8/15. Get your reports from the individual CRAS there will be more detail They all state this alleged judgement.
The only things being reported are the date filed (8/2007) and the amount ($558). There are three different case numbers for each report but I find it hard to believe that I had 3 separate judgements for the same amount all in the same month.
I disputed w/ TU and EQ and they came back and said that it was valid, but did not provide me with any info. I have NO IDEA what this is for (unless, read below) - I have some collections for speeding tickets on my records but if it is not that then I have not the slightest clue.
So, my question - who do I contact to find out who is reporting? Can the CRAs give me that information? AND...could this be a double from one of the collections? Timing seems about right and so does the amount...so could Alliance One be listing it as a collection, and at the same time could the courts be reporting its a judgement.
And last but not least - how the heck do I get this off once I find out what it is in regards to?
Thanks for the help….my major question is though, shouldn’t I have been served with this judgment or something? I am confused as to how this could have happened without my knowing and then it just appears on my credit report? Any info is greatly appreciated.