@Anonymous wrote:I can speak from experience that not all CA's are willing to pfd, nor does the hippa process work. When it first started, it worked because they weren't that familiar with what it entailed. Once providers were hit with these letters a few years ago, they adjusted their forms accordingly. If you get a CA that knows the laws as well, they send a letter right back along with the form that you signed allowing it. That is what happened with me with Fox Collections. They don't work with you nor do they care what you have to say lol I have ONE small medical collection that will haunt me until 2017 and not a thing I can do about it. The sad part is I can't even prove it was mine. The facility has no record of the dates the CA has but they aren't willing to send me anything in writing.
What I learned from all this, I refuse to sign their forms! Without my signature/authorization, there won't be a collection agency involved.
I would file a CFPB complaint on this.
@Anonymous wrote:Gdale - Who or what is CFFPB? What kind of complaint can I file and how do I do it???
Consumer Financial Protection Bureau http://www.consumerfinance.gov/complaint/
You would file the complaint against the CA, choice would be debt collection, based on inability and refusal to validate and tell them you have tried to validate it yourself with the OC and they dont have any info on what the CA is claiming. The remedy you want is removal of the CA from your CRs and for them to C&D.
