No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@wallacecody25 wrote:
Thanks bud! The deleted the account within a week or so.😎
AWESOME! So glad to hear that! I think the debt collectors are finally wising up to something I learned as a beginning teacher: If you want someone to do something unpleasant, you have to incentivize it. No one in their right mind is going to bother paying up money they might not have, just to have their credit further destroyed for another seven years. If they hadn't given me the incentive, I sure as heck wouldn't have paid them a dime.
congatulations! do you mind maybe giving some first timers some advice. im in a similar position
@Anonymous Hi and welcome
It gets a little confusing answering different posters in the same thread. Please, start a thread, describe your specific situation and I am sure you will get plenty of help
Thank you
@gdale6 wrote:Seems I may have been mistaken.
https://www.portfoliorecovery.com/prapay/help/faqs
You were right gdale6
Your account will be considered paid-in-full or paid-in-full for less than the full balance after your final payment is successfully posted. Within approximately 30 days of your final payment successfully posting, we will request the credit reporting agencies delete the PRA tradeline related to your account from your credit bureau report.