I would call the hosp. and ask for the amount due.PAY them and wait for the check to clear.
Then send the HIPPA dispute letter to the CRAs (on the CA)
OR you can start with the HIPPA dispute letter first & then send the other HIPPA letters.
I just think for such a small amount it would be faster to call & pay....then go from there.
To protect your rights under
HIPAA, you should not write or correspond with a Collection Agency regarding a medical collection account within SOL.
This process is not applicable if the account is valid and you are unable to pay. The medical claim must either be paid, inaccurate, or you are prepared to remit the valid correct amount due with the HIPAA letter.
The Pre-HIPAA letter is sent to the CRA to dispute medical collection accounts on your CR that are within SOL and are: paid, valid but unpaid, "not mine" or inaccurate.
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Dispute a paid medical collection directly with the CRA and they should delete. If not deleted, but verified, send HIPAA letter (Whychat's process - insert b).
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Dispute valid but unpaid medical collections because you need the CRA to verify the balance. There may be no valid balance due and the CRA will delete. Only after the CRA has verified and you agree that the amount is correct is the HIPAA letter sent with payment (Whychat's process - insert a). The payment amount should be the same amount as was verified by the CRA and on your CR.
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If the medical collection account is "not mine" or inaccurate, you need to have disputed the medical collection listing with the CRA. Only after the CRA verifies and does not delete an invalid or inaccurate medical collection do you send the HIPAA letter (Whychat's process - insert a or b).
dispute letter goes only to the CRAs
- Dear CRA,
- My name is xxxxx xxxxxx , my SS # is xxx xx xxxx.
- I am sending this dispute certified mail # xxxx to make sure you receive it.
- I have no knowledge or records of account # xxxxx being reported by xxxxxx
- .
- Please advise me as to the name and address of the medical provider, the date and type of service,and to whom the service was provided, as any account I might have had would be obsolete.
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- If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies.
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- Please mail me an updated report when the dispute is completed
Very truly yours,
- xxxxxx
Type name
addy