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How To Remove Midland Credit Management (easy!)

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Shogun
Moderator Emeritus

Re: How To Remove Midland Credit Management (easy!)

Midland seems to put up more of a fight.  To just drop because of this.  You can try but wouldn't hold my breath.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 85
xthatgamerguyx
Regular Contributor

Re: How To Remove Midland Credit Management (easy!)

I'll give it a whirl - Had mine removed from EX and EQ but is still on TU. 

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Message 12 of 85
Raiders1
Valued Member

Re: How To Remove Midland Credit Management (easy!)

Thanks! I'll give it a try, it can't hurt.


Starting Scores:
EQ FICO 648 - TU08 598 - EX FAKO 544 (1/2012)
Current Scores: EQ 703 - TU 767 - EX 750
In My Wallet: AMEX BCE ($22.5K), Discover It ($10K), USAA World MC ($9K), Chase Freedom ($8K), Fidelity Rewards ($5K), Citi Double Cash ($4.5K) Walmart ($4.5K),
Message 13 of 85
novabama
Frequent Contributor

Re: How To Remove Midland Credit Management (easy!)

I second that...... has ANYONE had any luck with this?!?

Message 14 of 85
ficojoe
Frequent Contributor

Re: How To Remove Midland Credit Management (easy!)


@novabama wrote:

I second that...... has ANYONE had any luck with this?!?


I sent those letters when they were posted around the 1st. No reply yet. Midland is the devil.

Message 15 of 85
acrylic51
Regular Contributor

Re: How To Remove Midland Credit Management (easy!)

Any updates.....


Starting Score: 7/12 545 EX (PSECU)
Current Score: 689 EX (PSECU) / EQ 697 / TU 703
Goal Score: 750

Take the FICO Fitness Challenge
Message 16 of 85
Tommy5746
Regular Contributor

Re: How To Remove Midland Credit Management (easy!)


@DubbaYou wrote:

Has anyone had any luck with this?  I can't get Midland to respond to my PFDs or DVs.  I need help with them and am contemplating filing in small claims court because then they would have to answer.


Send the letter that I posted to all bureaus that Midland is reporting to. Like I said earlier, the credit bureaus care about FACTS. It wont hurt to try and the letter should do some good... Try it, you have nothing to lose, right?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 17 of 85
xthatgamerguyx
Regular Contributor

Re: How To Remove Midland Credit Management (easy!)

Mailed my letter out and will let you know the response I get.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Message 18 of 85
novabama
Frequent Contributor

Re: How To Remove Midland Credit Management (easy!)

sending a similar version too. guess it can't hurt... will let yall know if I hear anything at all.

Message 19 of 85
DubbaYou
Valued Member

Re: How To Remove Midland Credit Management (easy!)

I sent a similar letter, we'll see if it works.

 

As a side note, I had a stupid paid medical collection, my copay is $50 so I paid that but apparently they billed $65 and never told me so the $15 went to collection.  I paid it, but the company wouldn't delete.  I wrote to the CRAs and asked them to verify the TL.  If the CA won't respond and verify, the CRAs will delete....TransUnion deleted today!  Since the collection is paid, it's not worth it to the CA to investigate unless they really want to stick it to you.

 

I simply stated that everything was in error, the date opened, balance, status, and I wanted it ALL verified.  Gone on one..waiting for the others.

Message 20 of 85
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