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Okay, I checked my statement online and it says $0 for finance charges. I always make my payments before they are due, usually within a few days of actually charging. This last month, I let a few charges sit there for about two weeks, but still paid it well before the due date. According to the web site, I haven't paid any interest. Phew.
with credit one, having a 0 balance, seems like they dont report to the CB . my girlfriend use to have to at least put 1 dollar on the card for them to post on the reports.
When I opened my account with Credit One I had an initial credit limit of $300.00 but after activation and paying the card in full (annual fee) they increased my limit automatically after the end of the billing cycle to $450.00. I have never tried to request an increase but I might try that.
I have credit one sending me pre approved mail. Should I apply? I only have my bank and QS
There are many better rebuiler cards than credit One. I would gladly take a secured Disco or BOA over them any day. Credit One is owned by JDB Sherman. They don't play fair or nice. Funny thing is Sherman's parent co used to be a very "well known" Fortune 1000 til they sold out to mgt. a few years ago.