Re: How are you supposed to rebuild your credit post bankruptcy?
How does your "secured" cards report on your credit report? Do they say "secured"? How long have you had them?
Chapter 13 Date filed: 3/17/20 Meeting of the creditors (341): 5/20/20 Confirmation hearing: 6/11/2020 Deadline for filing claims: 6/17/20 Plan confirmed: 7/2/2020 Deadline for filing claims (Government): 9/14/20
Scores as of 7/8/20 (MyFICO Monthly Subscription/updates on the 8th of every month) Equifax 638 Transunion 604 Experian 628
Open Accounts Great Lakes (Student Loan) Pd Never Late - Perfect History/will not update until PIF $4,500 balance at $140 per month Target (Survived Bankruptcy) Pd Never Late - Perfect History $3,000 limit/$0.00 Balance Cartier (Survived Bankruptcy) Pd Never Late - Perfect History $8,000 limit/$0.00 Balance NFCU Amex (AU) $25K limit/$11K balance (removing soon) NFCU Secured Card (Trustee Approved) $2K limit/will PIF each month before statement cuts
All closed accounts are reporting correctly with $0.00 balance