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While I'm rebuilding I would like to be able to check all 3 of my CR's daily or atleast weekly. I don't care about scores, just the CR's. I've searched the forum and can't seem to get a good idea of what is currently available. Any suggestions would be appreciated.
There are a bunch of Credit Monitoring Services that are offered by a multitude of companies. Many of the agencies offer some sort of credit monitoring in addition to franchising out to other providers. I believe anyone is able to access USAA's CMS, doesn't require a membership, which is what I use. I like there's, it's powered by EX, offers daily pulls and comes up with a FAKO for all 3 bureaus. I'm sure there are lots of options, I think the USAA is pretty competitively priced.
@ji9 wrote:While I'm rebuilding I would like to be able to check all 3 of my CR's daily or atleast weekly. I don't care about scores, just the CR's. I've searched the forum and can't seem to get a good idea of what is currently available. Any suggestions would be appreciated.
Have you checked out the CMS Guide here onsite?
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:
Have you checked out the CMS Guide here onsite?
+1
@MarineVietVet wrote:
@ji9 wrote:While I'm rebuilding I would like to be able to check all 3 of my CR's daily or atleast weekly. I don't care about scores, just the CR's. I've searched the forum and can't seem to get a good idea of what is currently available. Any suggestions would be appreciated.
Have you checked out the CMS Guide here onsite?
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I read through the above mentioned guide and decided on USAA. Been using it for a little over a week, and I'm very pleased with what it offers. Even though the scores are Fako's it is nice to see the change when things report or fall off etc...
I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily. I did the USAA today and didn't really like it. I don't like the format of how they show the info and it didn't seem to have as much detail as I want. I think I may be better off just checking every couple months directly from each CRA. Thank you for replies.
I peronsally use and like the product by TrueCredit ($14.95.month). I get free daily pulls of my Transunion info (which also happens to be the report that lists every single account I have). It's also the last CRA that updates. So once it's on there, I know the other accounts are good. I was also fortunate enough to get in with TC before they raised their prices. I get one FREE 3 CRA report per month and then I can get additional 3 CRA reports anytime for $9.95.
When looking for a monitoring service I'd try to find one that gives you the report that contains the majority of your accounts.
@ji9 wrote:I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily.
Aside from USAA, the only other product I know of is via 'eliminate ID theft', which resells TransUnions product. It is similar to TrueCredit, but you can pull all 3 reports every 24 hours. The price is more than the USAA product.
@ji9 wrote:I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily. I did the USAA today and didn't really like it. I don't like the format of how they show the info and it didn't seem to have as much detail as I want. I think I may be better off just checking every couple months directly from each CRA. Thank you for replies.
We've been using the USAA CMS for awhile now. We like it because it DOES show every account with lots of detail.
Different strokes for different folks!
@ji9 wrote:I did read that guide and other than USAA it didn't look like there was a product that allowed you to pull daily. I did the USAA today and didn't really like it. I don't like the format of how they show the info and it didn't seem to have as much detail as I want. I think I may be better off just checking every couple months directly from each CRA. Thank you for replies.
On the USAA if you expand each account you can see additional detail...