How do I go about fixing my horrible situation ?

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@Isaiah2990 wrote:
The owners are Papa John's, a dermatology clinic, and Credit One..I don't think Papa John's will do a PDF.

Papa Johns...........Send a PFD letter anyway. It doesnt hurt to try.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?

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