maguff wrote:sorry this may be a stupid question but how do i PFD?
maguff wrote:all of the above what do i do. what is pay for deletion? who does it? what do i write? who do i write to? who do i pay? and how much?
maguff wrote:all of the above what do i do.what is pay for deletion?An offer of compromise to pay the debt in exchange for deletion from your credit report.who does it?You write it and send it to whomever is reporting on your credit report, the OC or CA.what do i write?There is a sample PFD here-who do i write to?To whomever is reporting on your credit report.who do i pay?Whomever owns your debt and is reporting on your credit report.and how much?Since you asking for them to do you a favor, it is generally a good idea to offer 100% but some don't.