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How long does it take these geniuses to update my score.............

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Frequent Contributor

How long does it take these geniuses to update my score.............

I cannot stand TU with a passion.  These are truly corporate idiots, I had a whopping 10 deletions from my credit report and my score is still the same.  When do you all think these under achievers will get the nerve to update my scoreSmiley Indifferent


Message Edited by Miss1975 on 07-16-2008 12:56 PM
4/15/2008 EQ 539 TU 489 EX 575, 7/25/2008 EQ 669 TU 555 EX 611, 7/31/2008 EQ 669 TU 555 EX 624, 8/5/2008 EQ 669 TU 586 EX 624
Message 1 of 9
8 REPLIES 8
Regular Contributor

Re: How long does it take these geniuses to update my score.............

I feel your pain but I'm so glad I'm not the only one. They haven't even updated my report yet. Smiley Sad
My Scores: 7/2 TU 548 EQ 533 EXP 588
8/20 TU 644 EXP 679 EQ 673
Message 2 of 9
Moderator Emeritus

Re: How long does it take these geniuses to update my score.............



Miss1975 wrote:
I cannot stand TU with a passion.  These are truly corporate idiots, I had a whopping 10 deletions from my credit report and my score is still the same.  When do you all think these under achievers will get the nerve to update my scoreSmiley Indifferent


Message Edited by Miss1975 on 07-16-2008 12:56 PM

If they have been removed from your TU report, your score is updated.
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Message 3 of 9
Frequent Contributor

Re: How long does it take these geniuses to update my score.............

Sidewinder~ please tell me you are joking.  This was my score before the investigation even beganSmiley Sad
4/15/2008 EQ 539 TU 489 EX 575, 7/25/2008 EQ 669 TU 555 EX 611, 7/31/2008 EQ 669 TU 555 EX 624, 8/5/2008 EQ 669 TU 586 EX 624
Message 4 of 9
Moderator Emeritus

Re: How long does it take these geniuses to update my score.............



Miss1975 wrote:
Sidewinder~ please tell me you are joking.  This was my score before the investigation even beganSmiley Sad



Sorry.
 
Your FICO score is based on a snapshot of your exact credit report. So, whatever is appearing on the credit report at the exact time you pull your score, that is what your score is based on.
 
When you pulled your last score and report, if those accounts were gone, the score is accurate.
 
What type of accounts were removed? Who was reporting?
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Message 5 of 9
Moderator Emeritus

Re: How long does it take these geniuses to update my score.............

Just because they deleted baddies doesn't mean that scores will raise....much has to do with  what they were and how old they were.
Message 6 of 9
Valued Contributor

Re: How long does it take these geniuses to update my score.............

Sidewinder is RIGHT...the moment you get the new report...with the collections off...and if the score is unchanged...then you got nothing for having the collections deleted...but it sure will look better...for future creditors...but it does seem a little strange for you to have 10 collections removed...with no score change...
Message 7 of 9
Contributor

Re: How long does it take these geniuses to update my score.............

Tell us a little about the collections that were removed.  I'm curious because I am currently working on my DDs collections, of which there are twenty one total in just medical spread among the three CRA, not to mention AFNI and LVNV.  ( I thought there were only nineteen medical, but just discoved two more)
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"Many people who order their lives rightly in all other ways are kept in poverty by their lack of gratitude." Wallace Wattles
Message 8 of 9
Established Contributor

Re: How long does it take these geniuses to update my score.............

I had two collections deleted and got nothing.  6 days later I got an increase of 16 points.  Collections were from 2003 and I still have one left.  I scoured over my reports and could see no change except for the deletions.  No ut% or anything else had changed other than a few days.    Was it from deletions...I dont know but it sure looked that way to me.  Smiley Happy  dont give up.
Message 9 of 9
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