How long should I give EQ to update?

[vertekal]

On 10/19, I paid Exeter $3,000 for an account that was charged off. As of 11/11, EX and TU are reporting a $0 balance. EQ is showing the pre-settlement amount of $4,100

On 10/7, I paid Helvey & Assoc $168 for an old Duke Energy bill that I neglected to pay when I moved. As of 11/11, EX and TU are reporting a $0 balance. EQ is showing the $168 balance. 

On my TU credit report from annualcreditreport.com, it shows Exeter last updated on 9/30 and Helvey last updated on 10/6.

Should I wait longer for these to show $0? Or call each creditor? Or dispute online with TU? 

Thanks!

[OmarGB9]

At least a couple of cycles (2 months).

[RobertEG]

The FCRA intentiaonally, due to recognition of many internal business factors that arise, did not set a specific period in days/weeks/months for making updated reporting of new/changed information.

FCRA 623(a)(2) states only that furnishers must "promptly" update prior reported information as necessary to maintain its current accuracy.

The normal interpretation of promptly is in the next regular reporting cycle of the furnisher that occurs after the change has been known and processed by the furnisher.  If known only a few days prior to the current reporting date to the CRAs, then it would carry over to the next monthly regular reporting date.

Give it two months before making any official dispute of lack of timely update.

[vertekal]

Thanks guys .. I should have waited a few more days before I posted lol .. I got alerts yesterday that both accounts are now showing $0 on EQ.