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A couple of questions here from the newbie....
1. Portfolio Recovery Associates agreed to delete the tradeline as of last Friday. How long should I wait before I run a new credit report to see if its deleted yet? I don't want to keep running the reports from all three bureaus, as it can get pricey.
2. I joined Score Watch here on MyFico to keep track of changes. How often are they updated? How reliable do you find the information? I am trying to pay down all my credit cards, I just got 2 left (which I hope to pay down to 10% in the next 3 months)...so I wanted to see how my score changes with paying down my balances.
Thanks for your help in advance!
It can take 30 - 90 days to update.
As for Scorewatch I don't use it and have seen mixed reviews. Do a search and see what you find.