So I settled with a bunch of accounts over the last few weeks (YAY!) but nothing is updated on my credit reports yet, which is fine. I am just trying to get a sense of how long it will actually take to see positive improvement 
Cap 1 told me they wait 22 days until after payment to update to make sure nothing gets returned. Those were paid on 7/27, so 22 days is 8/18. How quick is Cap 1 in general?
LVNV was settled on 7/12. They sent me a letter that they will update credit bureaus after 8/12. Do they update the orig acct or do I need to? That was Credit One.
Barclays was settled last week on Wednesday. I assume they take a while.
Credit First / Tires Plus - settled on 7/24. Got a letter today that they will report to orig creditor.
Does anyone have a reference about speed of updates? I know it will take some time, so I don't want to sit here and stare at my credit reports.
Hard to say, but most lenders usually follow the 30-60 day time frame, which doesn't include CRA processing time (which could be up to another 30 days). Patience is key.
