How long will?

[Anonymous]

A paid collection that is 9 months old affect your score. No other baddies.

[Anonymous]

100 years!

April fools 

[Anonymous]

It will stay on your credit report for 7 years a judgment is 10 years.  

You can always try to send goodwill letters to have it deleted earlier. 

[Anonymous]

7 years. Also a judgment is 7 years as well.

[Anonymous]

I know how long it will stay on my files.

Robert or Norman. Does this start losing any affect on your score after a certain period of time?

[Anonymous]

1. How much was it for?
2. What was it for? medical, cell phone landlord, etc?
3. When you say 9 months old what do you mean? Did you pay it 9 months ago did you pay yesterday did it go on your report 9 months ago and you paid it 1 month ago?

[Anonymous]

A collection is a collection regardless the amount and what it was for.

[Anonymous]

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@Anonymous wrote:
A paid collection that is 9 months old affect your score. No other baddies.

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It will affect your scores more in the first two years, then it will lessen somewhat, but it will hold your scores down for the entire 7 years its on your report.

[Anonymous]

Thanks, Norman..

[Anonymous]

I think it's important to point out that there are multiple threads that discuss paid medical collections having a lesser impact on you FICO score, especially if they are a small $ amount.  There is also a lot available online about medical collections and FICO 9.

Others reading this thread may be interested.  My dos pesos.