Depends how old it is to work in your favor. The older the best chance of a lesser amount. How old is it?
Its always better to have the account on your report say PIF rather than settled for less than amount owed. But if the full amount isn't available to PIF. Start in the middle and see how they react. Good Luck!
Oops. Had a @ImTheDevil brain fart. (Inside joke) Yes they do PFD. Forget what I said earlier about what the report will say. It will be deleted. Duh.............
Good morning everyone.
I posted here a few days ago about assisting my mom with her credit rebuild.
She has a account with Midland funding. And I know they do PFD.. However I'm trying to figure out how much should I offer for a $811.00 collection?
Thanks in advance
Is the date of first delinquincy on the original debt within SOL? You would, of corse, have more leverage then! And, the older the better.