How quick does CR update?

fuzzybean · ‎09-20-2012

After successful corrections on your CR, how quickly does it change or vanish?

ah12345 · ‎09-20-2012

As soon as they confirm information, normally same day

Starting Score: 607 (5-3-12) EQ FICO
Current Score:671 EQ FICO (12-15-13);669 TU FICO (12-5-13); 699 (12-2-13) WALMART FICO; 695 EXP FICO (6-24-13)
Goal Score: 700+ Across The Board

fuzzybean · ‎09-20-2012

Wow! That's great!

I wonder how long it takes for your FICO to improve after that?

Thank you!

rckstrscott · ‎09-20-2012

@fuzzybean wrote:
Wow! That's great!

I wonder how long it takes for your FICO to improve after that?

Thank you!

FICO is a snapshot of what is on your report on any given day.. These are hypothetical...

Example: you have 11 negative entries on your credit report and your FICO score is 541 today, Sept 20th 2012...

Tomorrow, you have all 11 entries removed from your credit report. Your FICO escalates to 741 on Sept 21st, 2012...

FICO is based on what is showing on your report; it has no memory. You score is what it is on any given day

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790

fuzzybean · ‎09-20-2012

@rckstrscott wrote:
@fuzzybean wrote:
Wow! That's great!

I wonder how long it takes for your FICO to improve after that?

Thank you!
FICO is a snapshot of what is on your report on any given day.. These are hypothetical...

Example: you have 11 negative entries on your credit report and your FICO score is 541 today, Sept 20th 2012...

Tomorrow, you have all 11 entries removed from your credit report. Your FICO escalates to 741 on Sept 21st, 2012...

FICO is based on what is showing on your report; it has no memory. You score is what it is on any given day

-scott

Hmmm, interesting. I obviously have much to learn about FICO. I just wish I knew what my FICO was on a daily basis!