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When I moved from Michigan to California I left this account open to receive my taxes in, didn't check it because everything was canceled and I guess a gym membership didn't stop, over drafted the account $49. They closed the account after 90 days of being over drafted and 7 days later my taxes still got deposited so they took their money out and then mailed me a check for the difference. I got a letter a week after they got paid demanding payment. So I called and they said it was sent before payment, but because they have to mail to main office and then main office mails their mail out, there was a delay.
Now this popped up on transunion saying paid after charge off, but notice it says the highest was $0. I called bank, they won't remove it. And said if I dispute it that it just gets sent back to them and they will confirm it is good.
what can I do.
GW letter with the facts stated to the CEO/Prez of the CU, that doesnt work then a complaint to their regulator.