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The trick is simple. Mod Cut
I'm not sure about the others, but TU will block you from "initiating" a new dispute for about a month if you attempt to this too often
Yes, TU blocks you after three online disputes.
Really???? I have been checking Equifax this way almost weekly to make sure by PFD are falling off. Maybe I better slow down and check only once or twice a month.
I only had a problem with TU when I was actually disputing. I was doing it too often. Mod Cut.
I only look than sign out.
I did do it just this morning. Glad I did as now I have new accounts showing up. I have some medical bills that were reporting to two credit bureaus (not equifax). I was able to call and negotiate the bills way down and pay off. They didn't want to delete them but I figured once the cb were updated to stated they were paid off I would start the hippa process to get them deleted. So this morning I logged onto Equifax and DARN IT they updated all three credit reports even though they weren't on Equifx in the first place. A step backwards with Equifax but also a step forward with the other two. I hope I have success getting the paid medical to be deleted.
How can I access Experian? The link above will not allow you to dispute/view your file unless you have ordered a report. ;/
Yep, for Experian you have to have their report number which can be found on your yearly free report they mail to you - WARNING - the one that I ordered and paid $15 for from Experian's website DID NOT have a report number - I hate Experian more each day
Tell me about it! It shouldn't be this difficult for US, as Consumers whom the reports directly affect, to access our files!!!
is there a way to find out when you get your free report?
im not sure when i did mine but it was jan/feb. or december of last year?
its saying i already have done it and i know i have, im just curious when it resets.
i did all three on the same day.
i disputed on eq and have not on the others yet. (dont remember them giving me a score.)
my previous employer spelled my name wrong and now it is associated as an alias.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |