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How to make a CA squirm.....

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Shogun
Moderator Emeritus

How to make a CA squirm.....

I was the victim of identity theft and had an account for an alarm opened in my name, "among other things."  Had done the proper filing of police report, sent that.  Contacted my attorney had him send everything to the OC and to the CA that was trying to collect.  Among the things he send was a cease and dessist order.  So.. following all of this being done.   I got a phone call on my answering machine from Account Receivables Technology, after they had received the letter.  It was automated,  you know how it goes.  This is a call for XXXXXX  if this is not xxxxxx please hang up..  etc.    Well,  I called them back.  Here's what was said.

 

ART:  Hello

 

Me:  This is XXXXX  I received a phone call from you.

 

ART:   One moment while I pull up your account info.

            OK sir, we did not call you.

 

Me:     Yes you did, it's on my answering machine.

 

ART:   No sir, we did not call you, must have been a wrong number.

 

Me:     You said my name on there at least 4 or 5 times.

 

ART:   No sir,  it was not us that called you, must have been someone else.

 

Me:      You said the name on there twice and I'm calling back to the number you left.

 

ART:    No sir, we did not and will not call you,  must have been someone else.

 

Me:      Are you sure you didn't call and want to talk to me?

 

ART:    Yes sir, was not us.  Did not call you and do not want to speak to you.

 

Me:     Thank you.   

 

Must admit, it was fun making them squirm.    Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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2 REPLIES 2
Dapper_Dan
Contributor

Re: How to make a CA squirm.....

You should have asked how they could possibly have a file on you if they don't want to hear from you Smiley Wink

4/2012 **Paid off 60 month car loan in 60 months**
6/11/2012 500 Auto EQ (CarMax)
7/2012 **Paid off 60 month VW car loan in 32 months**
8/13/2012 584 TU myFICO
8/16/2012 577 EQ myFICO
8/18/2012 **New $500 CC from WalMart** (1st CC since 2008)
8/19/2012 **New $200 CC from Capital One** (2nd CC since 2008)
Message 2 of 3
Shogun
Moderator Emeritus

Re: How to make a CA squirm.....

Oh they had a file on me.  They just realized they contacted me after a cease and desist letter. 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 3
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