A very good friend of mine was in a similar situation. He ended up being able to get a really good rate (compared to his CC) from lending club and was able to consolidate all of his high interest debt to 1 payment with moderate interest.
You might want to check them out, but YMMV
So you decided to go with them? His story diverged past the point where he got the loan, unfortunately he has defaulted on that loan. It was over 50k and he thought it best to pay off other debt that he could not-so-easily walk away from.
10.52% is great compared to most credit cards out there. Hope everything works out.