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Hey everyone,
I burned AMEX back in 2012 for $2100 and really want to get back in with them although unsurprisingly I'm blacklisted (tried to get added as an AU to no avail). I received an settlement offer in the mail to pay off 60% of the total debt over a 24-month span from the following contact info:
American Express
P.O. Box 6985
Buffalo, NY 14230-6985
1-855-618-2435
Now upon researching I can't tell if this is a third-party branch or actual in-house AMEX collections, I'm getting mixed findings online when I search it up by people saying it's not them to saying it is them. To sum it up though, my questions in a nutshell are:
Any help would be much appreciated! Officially starting my journey to mend my relationship with AMEX and really hope it pans out!
If your true intentions are to pay to get back in, I would call the number and question if they are in fact Amex or an outside collector. As old as the debt is, I would either settle or PIF and question if I would be able to become a member again. You have nothing to lose at this point.
no such thing as `outside' with amex, they retain 100% of their debts. settle in full or less will always = ymmv as far as being able to do business with them again.