I have learned so much from this forum and would like to say thanks!! Last December I had a 550 score. I am now at 681 and will be applying for a mortgage very soon. I still need to refinance my 16% auto rate, but that will have to come after I am finished trying to get the house. This place has taught me so many things! Just want to say Thank you!
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.