I JUST WENT DOWN 58 POINTS

[juniornj23]

i dont know or bertter yet i do know i just can belive i lost 58 points just because i max out all my credit card so basicly you have a credit that you can not use

[Ragelog]

Utilization is a part of your score. The drop when maxing cards out is to protect lenders as it's typically not a good sign if someone is applying for credit with maxed out credit. This is why as a long term plan it's good to almost build more credit than you need so when you need to use a chunk of credit it is nowhere near your maximum.

Overally if you paid off the credit cards you would get those points back when the statement cuts and Credit report is updated with the lower/zero balance.