I can not believe this!!!! I am so mad right now!!!

[DaBears]

The GECRB Care Credit account that was charged-off and I paid in full and turned into a positive account per GE Capital was deleted by Experian and Equifax. Now they are telling me GE Capital needs to send them a reinsertion form so they can add the TL back in and make all the correct information.

[blunderer]

Wow!  So sorry you're having to deal with this unnecessarily.

I hope you can get it straightened out to your favor.

Good Luck!!!

[DaBears]

Thanks!!! It will be fixed trust me lol. 

[fishbjc]

They just don't make it easy!

[DaBears]

This is whaat happens when you have individuals answering calls oversees. Thank god my TU credit file is handled in the good ole USA. 

[blunderer]

Go get 'em tiger......I mean DaBears

+1000  "Thank god my TU credit file is handled in the good ole USA"

[txmomma26]

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@DaBears wrote:

The GECRB Care Credit account that was charged-off and I paid in full and turned into a positive account per GE Capital was deleted by Experian and Equifax. Now they are telling me GE Capital needs to send them a reinsertion form so they can add the TL back in and make all the correct information.

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@Allow me to play devil's advocate for a moment, please - I realize it's now a positive (closed?) account, but how badly does losing this one positive tradeline affect your overall credit report? If I recall, that was your last baddie, so the reports are clean, right? So does losing the TL really hurt in terms of AAoA? That's the only place I can see it hurting really. Or is it hurting you in other areas? I'm not trying to be a smart @$$ just trying to understand.

[DaBears]

by them making it a positive account with no lates or charge off status gave me a big score bump. them deleting it I lost points cause it affected my AAoA.

[09Lexie]

I know you'll get this handled!

[txmomma26]

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@DaBears wrote:

by them making it a positive account with no lates or charge off status gave me a big score bump. them deleting it I lost points cause it affected my AAoA.

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Okay, that's kind of what I figured - did you lose all of the points? Big or small loss? Now I'm curious....