Near the end of last month--on 3/28--I informed EX and EQ that I was requesting MOV for a disputed entry. Both stated to me that they would send the required info within 15 days. Now, 19 days later, I have not received anything from either one.
The dispute involves an entry that has been illegally re-aged, and I provided evidence to both of the CRAs showing that it has been re-aged. The account is one that there's a legit question of ownership on, and I sent the CRAs evidence of two things. One, that the supposed creditor has admitted in writing that the reported creditor does not actually have anything to do with this account....and two, I sent a letter received prior to the reported DOFD showing that the account was past due for nearly a year already. EQ is reinvestigating, EX has not reported any reinvestigation on my file.
Both CRAs acknowledged receiving the documentation, and both agreed to send out their MOV as required. Neither one did. So now, is it just on to lawsuit time? Or is there a faster or easier way that anyone recommends to handle this? Thanks in advance.
