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This is what I have, in more detail
(set to fall off early 2020)
CACH LLC/RESURGENT CAP
GE MONEY BANK / CARE CREDIT DE
Jun 2013
$875
$875
LVNV FUNDING LLC
Apr 2017
$632
$632
PORTFOLIO RECOV ASSOC
Apr 2018
$300
$300
(Set to fall off early 2020)
PORTFOLIO RECOV ASSOC
Jun 2016
$566
$566
TEK-COLLECT INC
CENTRUE BANK
Aug 2017
$1,201
$1,201
@jons998877 wrote:(Payment plan scheduled, current balance $294 after settlement of $441, would not PFD)LVNV FUNDING LLC
Apr 2017
$632
$632
PO BOX 1269GREENVILLE, SC 29602
I had a Credit One charge-off of $1258 go to LVNV Funding and I was able to have every trace of it removed from my report.
It was a long process (I'm talking months) but I did get every stitch of evidence of that ordeal removed. I wouldn't give up so easily.
I have already GW Credit One into deleting their line... so my plan is once LVNV is paid, I will GW them endlessly...
My plan is that in a year, the very most negatives I have will be from Ford Credit, which at that point will be some 30's and 60's, with the paid charge off... that will be 4 years old at that point..
Good luck to you!
My current scores are 578/598/594 with current utilization of 72%, within 2 weeks it should drop to 0%... Will also have 1 of the 5 collections drop off (paid portfolio from 2018) in about a month... how much score bump can I expect from each????