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I have a new 30-day late

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donkort
Valued Contributor

Re: I have a new 30-day late

Thank you very much.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 11 of 18
SoCalGardener
Valued Contributor

Re: I have a new 30-day late


@donkort wrote:

Thank you very much.


You're welcome! Smiley Happy

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Message 12 of 18
donkort
Valued Contributor

Re: I have a new 30-day late

I feel very fortunate.

 

The late has been deleted.  My Experian credit score went from 720 to 821.

 

My TransUnion is 814.  I'm going to get Equifax in about 11 days.

 

Thanks for the good advice.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 13 of 18
kilroy8
Community Leader
Super Contributor

Re: I have a new 30-day late


@donkort wrote:

I feel very fortunate.

 

The late has been deleted.  My Experian credit score went from 720 to 821.

 

My TransUnion is 814.  I'm going to get Equifax in about 11 days.

 

Thanks for the good advice.


This is great to hear, congrats.

 

Good 'ol Cap One.

Message 14 of 18
donkort
Valued Contributor

Re: I have a new 30-day late

Is Cap One getting better as far as goodwill letters and all that are concerned?

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 15 of 18
FireMedic1
Community Leader
Mega Contributor

Re: I have a new 30-day late

No. You hit it lucky. Congrats!


Message 16 of 18
Anonymous
Not applicable

Re: I have a new 30-day late

Curious, how long did it take for the update to be reflected on your CRs?

Message 17 of 18
donkort
Valued Contributor

Re: I have a new 30-day late

Immediately after CAP 1 reported for the month of March.  On March 24th.

 

They probably made a notation when I called them in late February-----but it didn't "take" until the next update.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 18 of 18
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