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I have a question about a collection agency reporting me to the CB's please help

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Established Contributor

I have a question about a collection agency reporting me to the CB's please help

I had a daycare bill I completely forgot to pay last month and I recieved a letter from a collection agency so I immediatly called them and made arrangements to pay.  He said they will not report me to any credit bureau's and they will not put a judgement against me.
 
Do you think hes being honest they wont report me?  Should I have asked for this in writing?  What should i do?
Gardening since 5/3/2016
Message 1 of 5
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Valued Contributor

Re: I have a question about a collection agency reporting me to the CB's please help

Some CA's usually allow 30-60 days for you to pay before they report to credit bureaus, if this is your first initial letter, i think you are fine, you paid before they had to send a second letter and a third and so on.
Rebuilding and Reducing Debt, is my game plan.
Message 2 of 5
Frequent Contributor

Re: I have a question about a collection agency reporting me to the CB's please help



glamchick wrote:
I had a daycare bill I completely forgot to pay last month and I recieved a letter from a collection agency so I immediatly called them and made arrangements to pay.  He said they will not report me to any credit bureau's and they will not put a judgement against me.
 
Do you think hes being honest they wont report me?  Should I have asked for this in writing?  What should i do?



Im so sorry, but daycares are putting folks in collections these days.....LOL
4/15/2008 EQ 539 TU 489 EX 575, 7/25/2008 EQ 669 TU 555 EX 611, 7/31/2008 EQ 669 TU 555 EX 624, 8/5/2008 EQ 669 TU 586 EX 624
Message 3 of 5
Established Contributor

Re: I have a question about a collection agency reporting me to the CB's please help

yeah daycares are outragous they are so expensive.  Especially when you have 2.
 
This was my first letter and I asked them for a payment plan.
Gardening since 5/3/2016
Message 4 of 5
Frequent Contributor

Re: I have a question about a collection agency reporting me to the CB's please help



glamchick wrote:
yeah daycares are outragous they are so expensive.  Especially when you have 2.
 
This was my first letter and I asked them for a payment plan.



Glam you know I am in the know with this issue... I have 4Smiley Wink
4/15/2008 EQ 539 TU 489 EX 575, 7/25/2008 EQ 669 TU 555 EX 611, 7/31/2008 EQ 669 TU 555 EX 624, 8/5/2008 EQ 669 TU 586 EX 624
Message 5 of 5
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