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I love Experian...TU is 2nd place.

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Frequent Contributor

I love Experian...TU is 2nd place.

I have 2 old student loans on my report, last reported 2014.  I decided to call Ex.

 

"I'd like to speak to a supervisor as I would like to request and early exclusion on 2 items on my credit report"  

 

Rep: I'll verify the reports and I can probably take care of it.  

 

Rep: I see the 2 credit items.  I will delete them and they will be removed within 24-72 hours.

 

I get these alerts for a dispute opened a few hours later last night...wake up this morning, dispute completed and they are both removed. 

 

They are always so easy to work with.

Ex.jpg

| BofA Premium Rewards $65k | BofA BankAmericard $30k | Amex Zync $5k | Amex ED $25k | Amex CashMagnet $20K | Amex Gold $45k POT | Amex Platinum | NFCU CR $17k | Discover it CB $15k | Capital One QS $5k |
Utilization 1% | AAOA 2yrs, 3months |



July 2019 - EQ8: 801 | EX8:804 | TU8: 814
Message 1 of 25
24 REPLIES 24
Valued Contributor

Re: I love Experian...TU is 2nd place.

Congrats! That’s been my experience with TU. Super easy to work with and things get done quickly. I always call in so no messages get mixed up and it works flawlessly.


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
Message 2 of 25
Senior Contributor

Re: I love Experian...TU is 2nd place.

I am glad they were easy to work with for you, I am dealing with the other side right now. Congratulations on your success though!

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 3 of 25
Valued Contributor

Re: I love Experian...TU is 2nd place.

Congrats on the success!!




Garden goal: keep on keepin' on until 2020.
Message 4 of 25
Frequent Contributor

Re: I love Experian...TU is 2nd place.

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...

| BofA Premium Rewards $65k | BofA BankAmericard $30k | Amex Zync $5k | Amex ED $25k | Amex CashMagnet $20K | Amex Gold $45k POT | Amex Platinum | NFCU CR $17k | Discover it CB $15k | Capital One QS $5k |
Utilization 1% | AAOA 2yrs, 3months |



July 2019 - EQ8: 801 | EX8:804 | TU8: 814
Message 5 of 25
Senior Contributor

Re: I love Experian...TU is 2nd place.


@FicoGuy2019 wrote:

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...


I am not gonna even bother with EQ after this mess with EX. 

 

TU was dead simple. EX is anything but... EQ, we don’t poke the bear for one month. 

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 6 of 25
Valued Contributor

Re: I love Experian...TU is 2nd place.


@Saeren wrote:

@FicoGuy2019 wrote:

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...


I am not gonna even bother with EQ after this mess with EX. 

 

TU was dead simple. EX is anything but... EQ, we don’t poke the bear for one month. 


^^ So much this.




Garden goal: keep on keepin' on until 2020.
Message 7 of 25
Frequent Contributor

Re: I love Experian...TU is 2nd place.

Yup...EQ told me not until Sept...it's been off TU since Jan.

| BofA Premium Rewards $65k | BofA BankAmericard $30k | Amex Zync $5k | Amex ED $25k | Amex CashMagnet $20K | Amex Gold $45k POT | Amex Platinum | NFCU CR $17k | Discover it CB $15k | Capital One QS $5k |
Utilization 1% | AAOA 2yrs, 3months |



July 2019 - EQ8: 801 | EX8:804 | TU8: 814
Message 8 of 25
Senior Contributor

Re: I love Experian...TU is 2nd place.

Looking at your scores, I would leave well enough alone with EQ and just wait it out. The only reason I jumped so hard on EE for TU is because that score was only 652. I really should have been satisfied with my EX 670 since I don’t have any apps until July anyway but I got impatient. Live and learn I guess. 

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 9 of 25
Valued Contributor

Re: I love Experian...TU is 2nd place.


@Saeren wrote:

Looking at your scores, I would leave well enough alone with EQ and just wait it out. The only reason I jumped so hard on EE for TU is because that score was only 652. I really should have been satisfied with my EX 670 since I don’t have any apps until July anyway but I got impatient. Live and learn I guess. 


Don't feel bad.  I have no apps planned for the forseeable future (or at least, not until after everything ages to 7y naturally), and I was still too impatient to wait.   This board is sometimes a bad influence on me Smiley Embarassed




Garden goal: keep on keepin' on until 2020.
Message 10 of 25
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