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I love Experian...TU is 2nd place.

FicoGuy2019
Frequent Contributor

I love Experian...TU is 2nd place.

I have 2 old student loans on my report, last reported 2014.  I decided to call Ex.

 

"I'd like to speak to a supervisor as I would like to request and early exclusion on 2 items on my credit report"  

 

Rep: I'll verify the reports and I can probably take care of it.  

 

Rep: I see the 2 credit items.  I will delete them and they will be removed within 24-72 hours.

 

I get these alerts for a dispute opened a few hours later last night...wake up this morning, dispute completed and they are both removed. 

 

They are always so easy to work with.

Ex.jpg

Message 1 of 25
24 REPLIES 24
ImTheDevil
Community Leader
Super Contributor

Re: I love Experian...TU is 2nd place.

Congrats! That’s been my experience with TU. Super easy to work with and things get done quickly. I always call in so no messages get mixed up and it works flawlessly.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 2 of 25
Saeren
Mega Contributor

Re: I love Experian...TU is 2nd place.

I am glad they were easy to work with for you, I am dealing with the other side right now. Congratulations on your success though!




Message 3 of 25
calyx
Super Contributor

Re: I love Experian...TU is 2nd place.

Congrats on the success!!


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 7/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 4 of 25
FicoGuy2019
Frequent Contributor

Re: I love Experian...TU is 2nd place.

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...

Message 5 of 25
Saeren
Mega Contributor

Re: I love Experian...TU is 2nd place.


@FicoGuy2019 wrote:

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...


I am not gonna even bother with EQ after this mess with EX. 

 

TU was dead simple. EX is anything but... EQ, we don’t poke the bear for one month. 




Message 6 of 25
calyx
Super Contributor

Re: I love Experian...TU is 2nd place.


@Saeren wrote:

@FicoGuy2019 wrote:

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...


I am not gonna even bother with EQ after this mess with EX. 

 

TU was dead simple. EX is anything but... EQ, we don’t poke the bear for one month. 


^^ So much this.


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 7/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 7 of 25
FicoGuy2019
Frequent Contributor

Re: I love Experian...TU is 2nd place.

Yup...EQ told me not until Sept...it's been off TU since Jan.

Message 8 of 25
Saeren
Mega Contributor

Re: I love Experian...TU is 2nd place.

Looking at your scores, I would leave well enough alone with EQ and just wait it out. The only reason I jumped so hard on EE for TU is because that score was only 652. I really should have been satisfied with my EX 670 since I don’t have any apps until July anyway but I got impatient. Live and learn I guess. 




Message 9 of 25
calyx
Super Contributor

Re: I love Experian...TU is 2nd place.


@Saeren wrote:

Looking at your scores, I would leave well enough alone with EQ and just wait it out. The only reason I jumped so hard on EE for TU is because that score was only 652. I really should have been satisfied with my EX 670 since I don’t have any apps until July anyway but I got impatient. Live and learn I guess. 


Don't feel bad.  I have no apps planned for the forseeable future (or at least, not until after everything ages to 7y naturally), and I was still too impatient to wait.   This board is sometimes a bad influence on me Smiley Embarassed


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 7/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 10 of 25
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