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I love Experian...TU is 2nd place.

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Frequent Contributor

I love Experian...TU is 2nd place.

I have 2 old student loans on my report, last reported 2014.  I decided to call Ex.

 

"I'd like to speak to a supervisor as I would like to request and early exclusion on 2 items on my credit report"  

 

Rep: I'll verify the reports and I can probably take care of it.  

 

Rep: I see the 2 credit items.  I will delete them and they will be removed within 24-72 hours.

 

I get these alerts for a dispute opened a few hours later last night...wake up this morning, dispute completed and they are both removed. 

 

They are always so easy to work with.

Ex.jpg

Message 1 of 25
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Community Leader
Senior Contributor

Re: I love Experian...TU is 2nd place.

Congrats! That’s been my experience with TU. Super easy to work with and things get done quickly. I always call in so no messages get mixed up and it works flawlessly.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





TCL $64,850 | Agg. Util under 5%
Message 2 of 25
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Super Contributor

Re: I love Experian...TU is 2nd place.

I am glad they were easy to work with for you, I am dealing with the other side right now. Congratulations on your success though!


Message 3 of 25
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Senior Contributor

Re: I love Experian...TU is 2nd place.

Congrats on the success!!

F8 EQ: 805 | EX: 800 | TU: 795 | Accounts: 0/6 2/12 9/24
Happy practitioner of AZE5or6or7or8
Message 4 of 25
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Frequent Contributor

Re: I love Experian...TU is 2nd place.

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...

Message 5 of 25
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Super Contributor

Re: I love Experian...TU is 2nd place.


@FicoGuy2019 wrote:

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...


I am not gonna even bother with EQ after this mess with EX. 

 

TU was dead simple. EX is anything but... EQ, we don’t poke the bear for one month. 


Message 6 of 25
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Senior Contributor

Re: I love Experian...TU is 2nd place.


@Saeren wrote:

@FicoGuy2019 wrote:

Thanks all.  I find EQ extremely difficult.   Maybe that is just my experience though...


I am not gonna even bother with EQ after this mess with EX. 

 

TU was dead simple. EX is anything but... EQ, we don’t poke the bear for one month. 


^^ So much this.

F8 EQ: 805 | EX: 800 | TU: 795 | Accounts: 0/6 2/12 9/24
Happy practitioner of AZE5or6or7or8
Message 7 of 25
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Frequent Contributor

Re: I love Experian...TU is 2nd place.

Yup...EQ told me not until Sept...it's been off TU since Jan.

Message 8 of 25
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Super Contributor

Re: I love Experian...TU is 2nd place.

Looking at your scores, I would leave well enough alone with EQ and just wait it out. The only reason I jumped so hard on EE for TU is because that score was only 652. I really should have been satisfied with my EX 670 since I don’t have any apps until July anyway but I got impatient. Live and learn I guess. 


Message 9 of 25
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Senior Contributor

Re: I love Experian...TU is 2nd place.


@Saeren wrote:

Looking at your scores, I would leave well enough alone with EQ and just wait it out. The only reason I jumped so hard on EE for TU is because that score was only 652. I really should have been satisfied with my EX 670 since I don’t have any apps until July anyway but I got impatient. Live and learn I guess. 


Don't feel bad.  I have no apps planned for the forseeable future (or at least, not until after everything ages to 7y naturally), and I was still too impatient to wait.   This board is sometimes a bad influence on me Smiley Embarassed

F8 EQ: 805 | EX: 800 | TU: 795 | Accounts: 0/6 2/12 9/24
Happy practitioner of AZE5or6or7or8
Message 10 of 25
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