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I love Experian...TU is 2nd place.

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Frequent Contributor

Re: I love Experian...TU is 2nd place.

@ficoguy2018,

When was it scheduled to fall off?








Message 21 of 25
Valued Contributor

Re: I love Experian...TU is 2nd place.

EX will grant an early exclusion 3 months in advance of its natural exclusion date. It would’ve been scheduled to age off in July of this year.

@ficoguy2018, I woke up to the closure of the dispute and the account is gone. No score change but so be it. Some points would’ve been nice but the report is cleaner by one account. I’ll take it as a win Smiley Happy


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
Message 22 of 25
Frequent Contributor

Re: I love Experian...TU is 2nd place.

Mine was scheduled to come off in Sept.  TU removed it a while back, EQ said no go until August/Sept, EX removed 5 months early...was surprised about that since they are generally 3 months.

| BofA Premium Rewards $65k | BofA BankAmericard $30k | Amex Zync $5k | Amex ED $25k | Amex CashMagnet $20K | Amex Gold $45k POT | Amex Platinum | NFCU CR $17k | Discover it CB $15k | Capital One QS $5k |
Utilization 1% | AAOA 2yrs, 3months |



July 2019 - EQ8: 801 | EX8:804 | TU8: 814
Message 23 of 25
Frequent Contributor

Re: I love Experian...TU is 2nd place.


@ImTheDevil wrote:
EX will grant an early exclusion 3 months in advance of its natural exclusion date. It would’ve been scheduled to age off in July of this year.

@ficoguy2018, I woke up to the closure of the dispute and the account is gone. No score change but so be it. Some points would’ve been nice but the report is cleaner by one account. I’ll take it as a win Smiley Happy

 

Congrats!   Just like clockwork!  At least it's gone even with no score change.

| BofA Premium Rewards $65k | BofA BankAmericard $30k | Amex Zync $5k | Amex ED $25k | Amex CashMagnet $20K | Amex Gold $45k POT | Amex Platinum | NFCU CR $17k | Discover it CB $15k | Capital One QS $5k |
Utilization 1% | AAOA 2yrs, 3months |



July 2019 - EQ8: 801 | EX8:804 | TU8: 814
Message 24 of 25
Valued Contributor

Re: I love Experian...TU is 2nd place.

Exactly. I want a 100% positive file on each bureau and it’s getting closer. Any derog gone, regardless of points, is a step in the right direction.


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
Message 25 of 25
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