7/20 when my Discover card statement cut...I was at 577. I had one collection on my TU report.
I got that erased, after a lot of hard work, several calls, letters ,etc.
My satement cut again 8/20, and I'm up almost 60 points!
I have a 30 day late from WF, which I'm working on getting taken off via GW, hopefully next month when my statement cuts, I will be in the 670's.
The 30 day late is less than 30 days old (ouch)
BK7 Discharge: Feb 2014 Starting Score: 579 Current FICO Score: 656
Goal Score: 660 short | 800+ long Goals Hit: 2 Active Cards: 6
Gardening Since: June 2014 Garden Goal: December 2014
Wish List: Chase Slate | Chase Disney | Discover IT | Barclays NFL Sig