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I need opinions.....

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Anonymous
Not applicable

I need opinions.....

Does anyone have a rough estimate as to what my score would indrease to after having a 60 day late removed (GW from Chase Auto) and CJ account reflecting with a 0.00 balance (2500.00 credit limit)?
 
Thanks
Message 1 of 5
4 REPLIES 4
marty56
Super Contributor

Re: I need opinions.....

How old is the late?  If it is a year, then it would have a much greater affect then if it was say 6 years old.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 2 of 5
Anonymous
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Re: I need opinions.....



marty56 wrote:
How old is the late?  If it is a year, then it would have a much greater affect then if it was say 6 years old.


It was from March 2004.
Message 3 of 5
Anonymous
Not applicable

Re: I need opinions.....

What is your util before and after the card reporting? Do you have other lates? If so, are they more recent?
 
Everyone's score change will be different.
Message 4 of 5
Anonymous
Not applicable

Re: I need opinions.....

update us when you know miss? my experian went up 49pts when CJ posted. Still waiting on my updated payments on my credit cards to post and TU to report CJ account. I'm expecting another nice increase all around as my Uti will have decreased a lot.
Message 5 of 5
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