@Anonymous wrote:
Owner: LVNV Funding LLC Original Creditor: WebBank Merchant: Fingerhut Origination Date: 11/07/2012 Charge Off Date: 02/19/2015 Charge Off Balance: $1,772.66 Charge Off Creditor: WebBank Servicer: Resurgent - House Servicer Phone:
This is the last collection on my credit report. I have been trying and trying to get an agreement with them, but no luck. The origination date was 11/7/2012 and the charge off date was 2/19/2015 according to LVNV Funding website. Can I get an early exclusion based on the origination date?!
I dont see how the CO comes after the date they received the collection. Its the DoFD set by the OC that matters and determines the time it can report. You need to know this date.
@Anonymous wrote:
@gdale6 wrote:
@Anonymous wrote:
Owner: LVNV Funding LLC Original Creditor: WebBank Merchant: Fingerhut Origination Date: 11/07/2012 Charge Off Date: 02/19/2015 Charge Off Balance: $1,772.66 Charge Off Creditor: WebBank Servicer: Resurgent - House Servicer Phone:
This is the last collection on my credit report. I have been trying and trying to get an agreement with them, but no luck. The origination date was 11/7/2012 and the charge off date was 2/19/2015 according to LVNV Funding website. Can I get an early exclusion based on the origination date?!
I dont see how the CO comes after the date they received the collection. Its the DoFD set by the OC that matters and determines the time it can report. You need to know this date.
DoFD was 04/2013
Ok, origination date must be open date of the account then so no it cannot be used. You can begin asking for EE 6 months prior to 04/2020