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I really need some advice on how to deal with Citibank

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I really need some advice on how to deal with Citibank

I am trying to clean up the mess that I got myself into.  I received a summons in the mail from a law firm, Weltman, Weinberg and Reis about a balance with Citi.  I filed the answer with the court and I have yet to hear anything else.  My question is, this particular credit card does not show up on any of my credit reports and I don't understand why.  I want to clear all this up and pay what I owe or offer a settlement.  If I do that, will it then show up on my credit report?  I have more positive things on my credit reports than negatives but I have a BofA that I pay faithfully every month but of course with fees and everything else it is showing way over the credit limit. And I have a Verizon chargeoff that was paid BEFORE being charged off and they are reporting it as a charge off.  I have disputed it 3 times and they won't change it.  Any suggestions and thanks
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