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I thought CCS Credit Collection Services did pay for deletes

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tropolis
Valued Member

I thought CCS Credit Collection Services did pay for deletes

The last 5 reps I talked to all said per FCRA they can only update as a paid in full settlement.

 

This is for a 117 dollar collection for Progressive.

 

I told them it does nothing for me to have a paid settlement and that 117.00 reporting balance is irrelevant to me, and that removing the tradeline is the only way I'll pay.

 

I guess I wait them out and just let it drop in a few years?

Message 1 of 4
3 REPLIES 3
collics
Established Contributor

Re: I thought CCS Credit Collection Services did pay for deletes

I paid them in 2020 and it was deleted. There was even verbiage saying so on the payment page on their website. 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
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Message 2 of 4
FireMedic1
Community Leader
Mega Contributor

Re: I thought CCS Credit Collection Services did pay for deletes

It appears they used to do PFD but stopped the proccess a while back. Thread from Feb '22

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Does-Credit-Collection-Services-still-do-PFD... 

 


Message 3 of 4
gdale6
Moderator Emeritus

Re: I thought CCS Credit Collection Services did pay for deletes

Send a GW letter to the office of the CEO asking that it be removed, keep sending them at a regular interval until you get action or it drops off.

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

Message 4 of 4
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