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IC Systems

Frequent Contributor

Re: IC Systems


mynewcredit wrote:

Awesome Lookingforhelp, how long did yours take to fall off? Also did it help give your scores a boost? I am hoping my scores may jump up a bit after doing it. I am calling them tomorrow. I will keep you guys updated. Thanks for the tips. I am paying via credit card hopefully that is allowed.


lookingforhelp34 wrote:

I just did PFD with them.  It came off pretty quickly too.  

 



I would say that it came off within a week.  I'm not sure exactly how it affected my score since some of things were happening around the same time.  Maybe 10 points.  This one was pretty old though since it was 2011.  I paid via cc and there was a fee involved.  I paid on their website while on the phone with the rep and then provided the rep with the confirmation number of the payment.  I didn't try to settle and just paid in full.  

Started Rebuild 01/2016 FICOs: (June 2016) EX 683 TU 697 EQ 644
Total Tradelines: Slightly over 30K (June 2016)
Message 11 of 16
Frequent Contributor

Re: IC Systems

thanks for the response.


April 2015 490-510
March/2016 Equifax-636 TransUnion-632 Experian-639
April/2016 Equifax-695 TransUnion- Experian-663
Mortgage Scores:Feb/2016 Equifax-Fico5 591 TransUnion-Fico4 625 Experian-FIco2 569
Goal Score:across the board 725+


Message 12 of 16
Frequent Contributor

Re: IC Systems

I'll be calling IC Systems today asking for PFD. Wish me luck!

Experian: 693 | Transunion: 700 | Equifax: 690 | Utilization 4 %


EX: 5 | TU: 8 | EQ: 7
Message 13 of 16
Frequent Contributor

Re: IC Systems


lamplight2012 wrote:

I'll be calling IC Systems today asking for PFD. Wish me luck!


To Update:

 

The only way I was able to get this off of my report was to file a BBB complaint. 

 

Was told that they no longer do PFD's

Experian: 693 | Transunion: 700 | Equifax: 690 | Utilization 4 %


EX: 5 | TU: 8 | EQ: 7
Message 14 of 16
New Visitor

Re: IC Systems

Did they remove the item entirely or does it show up as a paid collection?


@JLT73 wrote:

I called and they offered to delete once I made payment.  They wouldn't send a letter, but they deleted within a few days after making payment


 

Message 15 of 16
Highlighted
New Visitor

Re: IC Systems


@jjking54 wrote:

As noted above ... call them ... 

 

I had a successful PFD over the phone with them. They were very nice to work with and deleted as promised. 


Did it show as a paid collection or was it completey removed?  Thanks

Message 16 of 16