Illinois Tollway Collections

[Shogun]

I would go the GW route before any disputing.

[guiness56]

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@SLR72689 wrote:

Actually, after doing some research and calling the Illinois State Toll... I paid the Illiinois State toll and NOT the collection agency.  The lady on the phone looked into my account and all the collections I have on my report, she has showing I paid them the day after Illinois State Toll sent them to collections... but technically before the CA got them. I ask if I could have confirmation in writing that I had paid this before it went to collections.

So I paid the original creditor. Can I dispute the collections?

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Grey area.  You paid the OC before the CA received it but not before the OC sent it.  So you didn't really pay before it went to collections.

If the OC is willing to give you a letter stating you paid before it went to collections then you could send that to the CRAs.

[SLR72689]

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@guiness56 wrote:

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@SLR72689 wrote:

Actually, after doing some research and calling the Illinois State Toll... I paid the Illiinois State toll and NOT the collection agency.  The lady on the phone looked into my account and all the collections I have on my report, she has showing I paid them the day after Illinois State Toll sent them to collections... but technically before the CA got them. I ask if I could have confirmation in writing that I had paid this before it went to collections.

So I paid the original creditor. Can I dispute the collections?

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Grey area.  You paid the OC before the CA received it but not before the OC sent it.  So you didn't really pay before it went to collections.

If the OC is willing to give you a letter stating you paid before it went to collections then you could send that to the CRAs.

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She said I will receive something in the mail. I guess we will wait and see what I get!

[guiness56]

Good luck!

[MarcoMP3]

I too just got a collection placed on my TU report from the Illinois Tollway, so I decided to pay the Tollway directly instead of paying the CA. Is there a chance the CA can remove it since they didn't collect any money from me?

[MarcoMP3]

By the way, the CA is also Arnold Harris

[SLR72689]

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@MarcoMP3 wrote:
I too just got a collection placed on my TU report from the Illinois Tollway, so I decided to pay the Tollway directly instead of paying the CA. Is there a chance the CA can remove it since they didn't collect any money from me?

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I called the Tollway and asked for confirmation in writing that I paid them and not the CA. Depending what the letter says exactly, Im either going to send a copy to NCO (the CA mine went to) if it says I paid the tollway but if it says I paid BEFORE it went to collections, I am going to dispute it to the CRA to have it removed. 

[SLR72689]

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@MarcoMP3 wrote:
I too just got a collection placed on my TU report from the Illinois Tollway, so I decided to pay the Tollway directly instead of paying the CA. Is there a chance the CA can remove it since they didn't collect any money from me?

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Is yours marked paid or unpaid? My collections are all marked paid even though I never paid the CA.

[MarcoMP3]

It is marked unpaid, although I just paid the Tollway in full as soon as I became aware of the collection being reported, so it probably hasn't been updated yet. I want to know if Arnold Harris is good with granting GW.

[rckstrscott]

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@MarcoMP3 wrote:
It is marked unpaid, although I just paid the Tollway in full as soon as I became aware of the collection being reported, so it probably hasn't been updated yet. I want to know if Arnold Harris is good with granting GW.

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yes - we had my GFs tollway account removed off after payment to the Tollway..

Actually; we sent a DV after we paid the tollway. Arnold Harris removed it.

-scott