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Im in shock

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MrTom
Frequent Contributor

Im in shock

Soo today I was notified that Calvary is going to delete their account from my creidt reports.  Ive been trying for a year to get this baddie off my credit report.  I have to thank this board for me learning about the 2 places to go and complain to.  I wouldn't be surprised if they have the word "Loonie" wrote next to my name on my file now in red ink but I don't care I accomplished my goal.



Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ 839 TU 824 EX 821
Goal Score: 840
Current Vantage 3.0: 808
Mortgage Scores August 18 2017: EQ5 684 TU4 692 EX2 690
Message 1 of 16
15 REPLIES 15
MasonK
Frequent Contributor

Re: Im in shock

Outstanding! 

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

Message 2 of 16
Anonymous
Not applicable

Re: Im in shock

LOL that's great MrTom! Totally worth being labeled as a loon.

Message 3 of 16
Anonymous
Not applicable

Re: Im in shock

Wonderful!  Good job being so persistent!

Message 4 of 16
medicgrrl
Valued Contributor

Re: Im in shock

Awesome!

 


@MrTom wrote:

Soo today I was notified that Calvary is going to delete their account from my creidt reports.  Ive been trying for a year to get this baddie off my credit report.  I have to think this board for me learning about the 2 places to go and complain to.  I wouldn't be surprised if they have the word "Loonie" wrote next to my name on my file now in red ink but I don't care I accomplished my goal.


 



EQ 778 EXP 782 TU 729
Message 5 of 16
MrTom
Frequent Contributor

Re: Im in shock

I knew something was up yesterday when they responded to my credit bureau dispus quicker then they normaly do.  Then today I get 2 notifications from outside agencies I disputed to.  From what I read here I knew they make you look like scum until the last pargraph so I right away went there to see what they typed. 



Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ 839 TU 824 EX 821
Goal Score: 840
Current Vantage 3.0: 808
Mortgage Scores August 18 2017: EQ5 684 TU4 692 EX2 690
Message 6 of 16
Anonymous
Not applicable

Re: Im in shock

update us when it deletes.  Good work Loony Toon

Message 7 of 16
MrTom
Frequent Contributor

Re: Im in shock

Ita off Experian already. Experian is always the first to update.


Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ 839 TU 824 EX 821
Goal Score: 840
Current Vantage 3.0: 808
Mortgage Scores August 18 2017: EQ5 684 TU4 692 EX2 690
Message 8 of 16
Anonymous
Not applicable

Re: Im in shock


@MrTom wrote:

Soo today I was notified that Calvary is going to delete their account from my creidt reports.  Ive been trying for a year to get this baddie off my credit report.  I have to thank this board for me learning about the 2 places to go and complain to.  I wouldn't be surprised if they have the word "Loonie" wrote next to my name on my file now in red ink but I don't care I accomplished my goal.


Any chance they sold it, or will be sold to another CA? And the new CA will report?

 

Tell us the circumstances.

Message 9 of 16
MrTom
Frequent Contributor

Re: Im in shock

It was a valid account I paid. The OC dropped the account. I took the defense that the CA is a continuation of the orgional dept and it should of been deleted with my OC TL. 15 squaks later they delete on the final complaint.


Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ 839 TU 824 EX 821
Goal Score: 840
Current Vantage 3.0: 808
Mortgage Scores August 18 2017: EQ5 684 TU4 692 EX2 690
Message 10 of 16
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