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Hey All,
You may find this interesting. I have a charge off that is set to fall off in September, but for some reason, TU took it off early. I believe my TU score was 698 before the change. Also, my TU FAKO went from 719 to 754.
Congrats on the score improvement!
WOW! Thanks for sharing the information. Was the charge off paid before falling off?
This was paid. I think Chase incorrectly used a card for a $100 overdraft after I had mothballed the account. I am disputing with Chase as I thought it would be on my report for two more years but I live in NY, and paid charge offs drop after five years.