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When I attempt to copy and paste it and submit, I get an error saying that the message exceeds 20,000 characters. I have tried cleaning it up but the way it is pasting is as a html, so its something I can't change.
Let's take a look at the topic of the OP. In debt to your neck. Now that tells me that apping should be avoided totally. How much are the payments and are you able to keep up with them? Do you need a system to pay down what you already have? It won't do any good to start repairing if you're going to default on other debts. What's your situation in that regard?
You have taken the first steps to being responsible and trying to rebuild your credit which is awesome! Your score may be low but honestly, it could be a lot worse! Their have been people on the board with well below 500! I congratulate you for taking the first step
If you are on a PC - Try copy pasting it into Notepad. It will look nasty and you will have to clean it up quite a bit for it to make sense to anyone here and then you can copy paste it here. That will stop it from including HTML.
You HAVE to use Notepad. If you use Microsoft Word or Wordpad, it will keep the HTML formatting.
I see two accounts showing as currently delinquent in one bureau. What's the deal there? That would be my priority number one if it hasn't already been taken care of. Not reporting a past due balance can make a giant difference right away in score (which in turn helps motivation)
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