Indigo Platinum Mastercard

[1hotcat]

Rebuilder information Share,

Spoke with a supervisor from Indigo today about this credit card and she stated that the $300 credit limit will never increase and the annual fee will never be waived . It's just their credit card structure . 

I notified her that I will be cancelling this card in November because I will not pay the annual fee for a card that will not grow with my profile and thanked her for her time .

Also they have no app for this card . 

I don't not recommend this card unless you pay in full and it's the only card that approves you .

[calyx]

Thank you for sharing your experience and information.

[newgirlintown]

Thanks! Just got a pre-approval in the mail and was going to apply not know what my cl would be. I'll just wait for something better.

[Johnmccoy2710]

Do you have a number for Indiago? I can't ever speak with anyone about my account. I'm trying to get a pay for delete.

[FireMedic1]

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@1hotcat wrote:

Rebuilder information Share,

Spoke with a supervisor from Indigo today about this credit card and she stated that the $300 credit limit will never increase and the annual fee will never be waived . It's just their credit card structure . 

I notified her that I will be cancelling this card in November because I will not pay the annual fee for a card that will not grow with my profile and thanked her for her time .

Also they have no app for this card . 

I don't not recommend this card unless you pay in full and it's the only card that approves you .

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Your siggy shows a QS World Elite Mastercard. Thats usually 5k and up to have that. Why then are you worried about a secured card? Close it! You got the Citi secured that should graduate in 18 months since opening, a Kohls card, and it appears a Cap1 Plat? Thats enough to build on.

[Egaffne2]

The indigo is an unsecured card, I get pre approvals in the mail every other week it seems. I won't touch them either for the same reason - low credit limit that stays forever and high annual fee. The capital one platinum or Quicksilver one are way better than the indigo card. Even the Merrick bank card will double your line in 7 months. I definitely wouldn't recommend indigo unless a person has no other options...

[Remedios]

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@FireMedic1 wrote:

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@1hotcat wrote:

Rebuilder information Share,

Spoke with a supervisor from Indigo today about this credit card and she stated that the $300 credit limit will never increase and the annual fee will never be waived . It's just their credit card structure . 

I notified her that I will be cancelling this card in November because I will not pay the annual fee for a card that will not grow with my profile and thanked her for her time .

Also they have no app for this card . 

I don't not recommend this card unless you pay in full and it's the only card that approves you .

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Your siggy shows a QS World Elite Mastercard. Thats usually 5k and up to have that. Why then are you worried about a secured card? Close it! You got the Citi secured that should graduate in 18 months since opening, a Kohls card, and it appears a Cap1 Plat? Thats enough to build on.

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That QS has $300 limit, so it's not a "true" QS

[1hotcat]

I couldn't find a Quicksilver pic for my signature. Truth be told I'm struggling with pics on my siggy. I'm not paying for pics in a 3rd party site. Your expertise is always appreciated.

[1hotcat]

I called the number on the back of the card during their business hours . I asked for a supervisor because I honestly could not understand the customer service rep.
Good luck !!!!

[alexgold9393]

As a current Indigo card holder, I can confirm everything you said. I also spoke with them and threatened them to close the card without a CLI or waiving of the AF. They refused and supervisor almost laughed at my request. 

9 more months before I kick this card to the curb and write negative reviews everywhere I can about it. Absolutely awful card. 

I bought Starbucks latte once with it and it didn't show balance for 6 days, PIF and they kept payment for 11 days before posting. It's very difficult to keep this card. Its almost like they want you to fail.