To clarify - I had a credit card with BOA that I was 150 days late on and is now closed. - A charge-off with Dell that I settled. It's now closed. - A collection for $19 from an emergency room. I disputed it because I was still under my parents' insurance and it was billed to them. - An account for a utility that I closed when I moved houses. They kept the account in my name for 2 months and are charging me $319. It has been sent to collections and I am disputing that as well. What are my best options as far as working on these negative items and putting positive ones on there?
Message Edited by fused on 08-06-2008 08:06 AM