cancel
Showing results for 
Search instead for 
Did you mean: 

Inquiries-How many from one company can appear at once?

Highlighted
New Contributor

Inquiries-How many from one company can appear at once?

I have 3 inquiries from NCO Financial on my CR for the same day in November 2007, I think because they purchased all three of my WFNNB accounts.... Express, The Limited, and Victoria's Secret.
 
Is this allowed? Can I dispute the 2 "duplicate" inquiries? What is the law on this?
________________________________________
6/27/08 - FICO: TU-566 EQ-593 EX-627
FAKO: TU-598, EX-567, EQ-579
Goal: mid600's on all by August 2008!
Message 1 of 5
4 REPLIES 4
Highlighted
Contributor

Re: Inquiries-How many from one company can appear at once?



abc1121 wrote:
I have 3 inquiries from NCO Financial on my CR for the same day in November 2007, I think because they purchased all three of my WFNNB accounts.... Express, The Limited, and Victoria's Secret.
 
Is this allowed? Can I dispute the 2 "duplicate" inquiries? What is the law on this?


 
I believe it will show up as 1 inquiry when your credit is run. From my reading, disputing inquiries is a no no. Most CRA will flag your account for fraud. It is recommended to write a PP letter to them.

Message 2 of 5
Highlighted
Valued Contributor

Re: Inquiries-How many from one company can appear at once?

Are they all from 1 CRA..or all from all 3 CRA's....
Message 3 of 5
Highlighted
New Contributor

Re: Inquiries-How many from one company can appear at once?

It is on one CR, Experian, and there are 3 inquiries for the same CA, but I believe it's for 3 separate OC's, that they prob purchased at the same time.
________________________________________
6/27/08 - FICO: TU-566 EQ-593 EX-627
FAKO: TU-598, EX-567, EQ-579
Goal: mid600's on all by August 2008!
Message 4 of 5
Highlighted
Valued Member

Re: Inquiries-How many from one company can appear at once?



@Sushi wrote:


@abc1121 wrote:
I have 3 inquiries from NCO Financial on my CR for the same day in November 2007, I think because they purchased all three of my WFNNB accounts.... Express, The Limited, and Victoria's Secret.
 
Is this allowed? Can I dispute the 2 "duplicate" inquiries? What is the law on this?


 
I believe it will show up as 1 inquiry when your credit is run. From my reading, disputing inquiries is a no no. Most CRA will flag your account for fraud. It is recommended to write a PP letter to them.






i know this is an old thread, but why would disputing an inquiry be a red flag for fraud?
FICOs: EQ-780 TU-752 EX-777


Citi TY 12k; RBFCU Preferred MC 12k; USAA AmEx $9200; HomeDepot 16k; Barclays Apple $7700; RBFCU LoC 1k; Kohls 1k; Target Red $700
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.