Is Early Exclusion even a thing?

[Invictus2905]

I have an account due to fall off on 08/2022. I have read that TransUnion will do EE up to 6 months in advance. Others have seemed to have good luck with this but I have called maybe 20-30 times at this point and have went through the process of asking for a supervisor etc. without luck. All reps say that TU does not do EE's. I always get call centers that sound to be overseas. 

am I doing something wrong here? Is there a better way to go about this? Maybe calling at a certain time of day to get a US based rep. 

[FireMedic1]

Welcome @Invictus2905 Ask for a supervisor and go from there. There have been a few reports that it dropped down to 3 months like EX. Also TU has been deleting early without request since last Nov approximately. Good Luck!

[Red1Blue]

On TU I had 3 CO's scheduled drop off in July 2022. In January six months ahead I submitted online request and they dropped off immediately with in few minutes. 

Same 3 on EX scheduled to be deleted on 3/22. I put a request today 2/1/2022 one month ahead. All 3 dropped off with in couple of hours. 

Every on said to stay away from EQ and I am staying away from EQ for now. EE does work and patience is the Virtue. 

[Invictus2905]

Thanks for the information @FireMedic1. This has been a long journey and I am in the home stretch so I am getting antsy! I will keep trying and hopefully it goes through. 

I did see a few post where folks submitted an online dispute and it was either immediately deleted or deleted within a few hours. I doubt I have that sort of luck and dont think I want to submit a dispute. This CO reports every month at 110% utilization and at this point I dont want to mess with it too much since I am so close and its my last baddie. 

[Invictus2905]

@Red1Blue I literally just posted a comment where a few folks did this via an online dispute and you just verified it. I may try it. At this point I dont think I have anything to lose as it already reports every month.

[Invictus2905]

@Red1Blue was this a dispute you did online? If so, what reasoning did you put for the dispute?

[Red1Blue]

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@Invictus2905 wrote:

@Red1Blue was this a dispute you did online? If so, what reasoning did you put for the dispute?

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For TU online. I choose other and in the remarks section I put "this account is too old. Requesting early exclusion." I am on the road now. If you like In couple of hours I can send you PM with screen captures. 

[Invictus2905]

https://www.dropbox.com/s/3vlw31zxcqpo1ns/Photo%20Feb%2001%2C%2016%2056%2010.jpg?dl=0@Red1Blue

@Red1Blue Wow! I just did exactly what you said and before the page loaded after I hit submit I got an email saying the results were in and it was deleted!! Thanks!! 

edit: added screenshot of dispute results. 

[Red1Blue]

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@Invictus2905 wrote:

@Red1Blue Wow! I just did exactly what you said and before the page loaded after I hit submit I got an email saying the results were in and it was deleted!! Thanks!! 

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Good to hear. Congratulations. Glad it worked out for you. What are you doing about EQ ? 

[Invictus2905]

Honestly, I have heard the same about EQ and haven't really decided on a plan of action. The CO reports every month so I am not worried about that updating since it's doing it anyway. I  am not sure what other repercussions asking for an EE could result in. I have only heard it will "poke the bear" and cause the original creditor to update it and it will rank your score.